Home Page

Terri Theodore  &   The Theo Team: Your Real Estate Professionals

We are dedicated to service whether helping to guide the first time home buyer with transactional details or the experienced sellers to the closing table! Should you have any questions about buying, selling, investing in Illinois, or assistance with relocating into or outside this state. contact us 
 Our goal is to have you so outrageously happy with our service that you will feel comfortable introducing us to the people you care about even before our transaction is complete!
Real Estate is our business, helping people our my passion! Our clients know we will go above & beyond to get the deal together. 90% of our business comes from REFERRALS. Trust that you can introduce us to someone you know and care about that needs our help & professional assistance.

This is a Golden Opportunity. The Real Estate Market is AWESOME! In 3/4 of American cities it is more expensive to rent than to own a home! "The Sale" is almost over ~ The Real Estate property inventory is shrinking Drastically....  Don't miss out! Prices are starting to raise again on regular sales, multiple offers on properties that once just sat the last few years. In some areas you can still save about 30% if you are really patient for a short sale or foreclosure. Interest Rates still lower than they have been in 40 years so don't wait!

Once the economy recovers fully, this opportunity will be gone!

Get in the Game!

Our goal is to keep you up to date on current trends and opportunities in the Real Estate market.
Full Time Real Estate Broker & Team leader
  • Areas we specialize in Suburban Cook, DuPage, Will
  • Competitive Commission Rates
  • Residential / Commercial/ Rentals
  • Luxury Homes / New construction
  • Buyers / Sellers /Investors
Our local areas are the Suburban markets of Chicago, including, but not limited to Lemont, Downers Grove, Homer Glen, Darien, Lockport, Hinsdale, Lockport, Naperville, Palos, Plainfield, Romeoville, Bolingbrook, Burr Ridge, Hinsdale, Counties of DuPage, Will & Cook to name a few. We do get most of our business from referrals, so we do go everywhere our clients need us to go!

If you need services such as a lender, attorney, appraiser, property inspector, cleaning service, movers and tradesmen for repair or painting or contractors please do not hesitate to contact us.

Sincerely,

Terri Theodore & The Theo Team
Coldwell Banker The Real Estate Group
Your Friends in the Real Estate business!
 
Call or Text me (630) 863-0479 
Terri@TerriTheodore.com 
 

Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

9/18/2020 11:45:17 AM +00:00

Fannie Mae and Freddie Mac's 0.5% refinance fee is delayed until December 1. But to avoid the fee and higher refinance rates, you need to apply sooner than that.

9/18/2020 11:30:22 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. Assuming you’re not affected by the surcharge on certain Fannie Mae and Freddie Mac refinances, yours may have changed […]

9/18/2020 11:00:53 AM +00:00

Refinance applicants can reduce their costs by avoiding mistakes during the application process. This is the best way to refinance.

9/18/2020 10:50:32 AM +00:00

Review of US Bank Mortgage showing how the company compares to other top lenders for mortgage rates, service, complaints, and loan products.

9/18/2020 10:31:20 AM +00:00

NBKC mortgage review showing how the company compares with other top lenders for mortgage rates, customer service, and loan products.

9/17/2020 9:00:33 PM +00:00

Mortgage rates are holding low and everyone is predicting low rates through 2020. But what will interest rates do next? Advice, predictions, and your next steps.

9/17/2020 11:45:20 AM +00:00

Review of the best VA loan lenders, including VA rates, customer service ratings, and minimum credit scores. Find the best VA lender for you.

9/17/2020 11:30:45 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched up yesterday by the smallest measurable amount. There’s a good chance your lender didn’t bother to change yours. And conventional loans […]

9/16/2020 11:45:16 AM +00:00

Guild Mortgage Review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

9/16/2020 11:30:27 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates soared yesterday. But the chances are yours moved much less sharply. Read on to understand this paradox. Meanwhile, conventional loans today start […]

9/15/2020 11:45:23 AM +00:00

Does it matter who your mortgage servicing company is? Learn what mortgage loan servicers do and when you'll interact with yours.

9/15/2020 11:30:03 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates yesterday inched up by the smallest measurable amount. But they’re still comfortably close to the all-time low. And conventional loans today start […]

9/15/2020 11:00:12 AM +00:00

The Federal Reserve has a new policy to keep inflation and employment on target. And, it could keep mortgage interest rates low for a long time. Here's why.

9/14/2020 11:45:32 AM +00:00

Climate change is putting millions of homes at risk. Use these climate change maps and expert advice to help inform your next home buying decision.

9/14/2020 11:30:52 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates nudged lower last Friday. So they remain within the uberlow range and within striking distance of the all-time low. Conventional loans today […]

9/14/2020 11:00:54 AM +00:00

The Fed adjourns from a 2-day meeting Wednesday. The group doesn't set mortgage rates but it can influence them. How this week's meeting could affect your refinance and purchase mortgage rate.

9/11/2020 11:50:54 AM +00:00

Certain mortgage programs are designed to get lower credit applicants into homes. Find out which programs you should target as a home buyer with a low score.

9/11/2020 11:30:59 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But they remain close to the all-time low set last month. Conventional loans today start at 2.75% (2.75% APR) […]

9/10/2020 11:30:30 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday. So they remain within striking distance of the all-time low. Conventional loans today start at 2.75% (2.75% APR) for […]

9/10/2020 11:28:35 AM +00:00

When you're buying a home or refinancing one, good credit scores get you access to lower mortgage rates plus a wider selection of loan products.