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Terri Theodore  &   The Theo Team: Your Real Estate Professionals

We are dedicated to service whether helping to guide the first time home buyer with transactional details or the experienced sellers to the closing table! Should you have any questions about buying, selling, investing in Illinois, or assistance with relocating into or outside this state. contact us 
 Our goal is to have you so outrageously happy with our service that you will feel comfortable introducing us to the people you care about even before our transaction is complete!
Real Estate is our business, helping people our my passion! Our clients know we will go above & beyond to get the deal together. 90% of our business comes from REFERRALS. Trust that you can introduce us to someone you know and care about that needs our help & professional assistance.

This is a Golden Opportunity. The Real Estate Market is AWESOME! In 3/4 of American cities it is more expensive to rent than to own a home! "The Sale" is almost over ~ The Real Estate property inventory is shrinking Drastically....  Don't miss out! Prices are starting to raise again on regular sales, multiple offers on properties that once just sat the last few years. In some areas you can still save about 30% if you are really patient for a short sale or foreclosure. Interest Rates still lower than they have been in 40 years so don't wait!

Once the economy recovers fully, this opportunity will be gone!

Get in the Game!

Our goal is to keep you up to date on current trends and opportunities in the Real Estate market.
Full Time Real Estate Broker & Team leader
  • Areas we specialize in Suburban Cook, DuPage, Will
  • Competitive Commission Rates
  • Residential / Commercial/ Rentals
  • Luxury Homes / New construction
  • Buyers / Sellers /Investors
Our local areas are the Suburban markets of Chicago, including, but not limited to Lemont, Downers Grove, Homer Glen, Darien, Lockport, Hinsdale, Lockport, Naperville, Palos, Plainfield, Romeoville, Bolingbrook, Burr Ridge, Hinsdale, Counties of DuPage, Will & Cook to name a few. We do get most of our business from referrals, so we do go everywhere our clients need us to go!

If you need services such as a lender, attorney, appraiser, property inspector, cleaning service, movers and tradesmen for repair or painting or contractors please do not hesitate to contact us.

Sincerely,

Terri Theodore & The Theo Team
Coldwell Banker The Real Estate Group
Your Friends in the Real Estate business!
 
Call or Text me (630) 863-0479 
Terri@TerriTheodore.com 
 

Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

10/23/2020 7:00:33 PM +00:00

Mortgage rates are holding low and everyone is predicting low rates into 2021. But it's not a sure thing. Advice, predictions, and your next steps.

10/23/2020 11:30:50 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Does it feel as if […]

10/23/2020 10:15:04 AM +00:00

The VA funding fee sustains the zero-down VA loan program for service members and veterans. See current funding fees and find out who is exempt.

10/23/2020 10:00:16 AM +00:00

We name the 9 best online mortgage lenders and review their offerings, service, flexibility, fees and rates. Essential reading for online borrowers.

10/22/2020 11:30:06 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged higher yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s rise was mostly down […]

10/22/2020 9:01:29 AM +00:00

VA home loan benefits are unmatched by other mortgage programs. See VA loan requirements, benefits, and interest rates here.

10/22/2020 9:00:04 AM +00:00

If you want to build your own home, you'll likely need a construction loan. Learn how construction loans work and why they're different from mortgages.

10/21/2020 11:30:06 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, […]

10/21/2020 11:00:38 AM +00:00

If you can make lenders compete for your mortgage, you can lower your interest rate and get the best deal on your home loan and closing costs. Here's how.

10/20/2020 11:45:41 AM +00:00

Here are 16 questions to ask a mortgage lender that will ensure you get the right loan type, lowest mortgage rate, and best overall deal on your home loan.

10/20/2020 11:30:09 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday. And conventional loans today start at 3.063% (3.063% APR) for a 30-year, fixed-rate mortgage.  Markets drooped during yesterday as […]

10/19/2020 11:45:50 AM +00:00

After exiting mortgage forbearance, it's possible to refinance for a lower interest rate and monthly payment. But there are special rules to be aware of.

10/19/2020 11:30:44 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher last Friday, as we predicted. And conventional loans today start at 3.063% (3.063% APR) for a 30-year, fixed-rate mortgage.  Current […]

10/16/2020 11:45:16 AM +00:00

Considering making the jump from renter to homeowner? This first time home buyer guide tells you what you need to know.

10/16/2020 11:30:18 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower again yesterday. And conventional loans today start at 3.125% (3.125% APR) for a 30-year, fixed-rate mortgage.  Yesterday’s suggestion from Freddie […]

10/15/2020 11:45:49 AM +00:00

It pays to shop around when you refinance. Learn about the eight best mortgage refinance companies and find out which one's right for you.

10/15/2020 11:30:15 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates held steady yesterday, as the hours in markets unfolded much as we’d predicted. And conventional loans today start at 2.75% (2.75% APR) […]

10/14/2020 11:45:32 AM +00:00

VA loan rates are typically the lowest on the market, even below FHA or conventional mortgage rates. Find out if you qualify for a low-rate VA loan.

10/14/2020 11:30:59 AM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday. And conventional loans today start at 2.75% (2.75% APR) for a 30-year, fixed-rate mortgage.  Absent startling developments during the […]

10/13/2020 11:45:24 AM +00:00

The median U.S. home price hit a record high during coronavirus. But thanks to low rates, home buying is still affordable for many.