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Terri Theodore  &   The Theo Team: Your Real Estate Professionals

We are dedicated to service whether helping to guide the first time home buyer with transactional details or the experienced sellers to the closing table! Should you have any questions about buying, selling, investing in Illinois, or assistance with relocating into or outside this state. contact us 
 Our goal is to have you so outrageously happy with our service that you will feel comfortable introducing us to the people you care about even before our transaction is complete!
Real Estate is our business, helping people our my passion! Our clients know we will go above & beyond to get the deal together. 90% of our business comes from REFERRALS. Trust that you can introduce us to someone you know and care about that needs our help & professional assistance.

This is a Golden Opportunity. The Real Estate Market is AWESOME! In 3/4 of American cities it is more expensive to rent than to own a home! "The Sale" is almost over ~ The Real Estate property inventory is shrinking Drastically....  Don't miss out! Prices are starting to raise again on regular sales, multiple offers on properties that once just sat the last few years. In some areas you can still save about 30% if you are really patient for a short sale or foreclosure. Interest Rates still lower than they have been in 40 years so don't wait!

Once the economy recovers fully, this opportunity will be gone!

Get in the Game!

Our goal is to keep you up to date on current trends and opportunities in the Real Estate market.
Full Time Real Estate Broker & Team leader
  • Areas we specialize in Suburban Cook, DuPage, Will
  • Competitive Commission Rates
  • Residential / Commercial/ Rentals
  • Luxury Homes / New construction
  • Buyers / Sellers /Investors
Our local areas are the Suburban markets of Chicago, including, but not limited to Lemont, Downers Grove, Homer Glen, Darien, Lockport, Hinsdale, Lockport, Naperville, Palos, Plainfield, Romeoville, Bolingbrook, Burr Ridge, Hinsdale, Counties of DuPage, Will & Cook to name a few. We do get most of our business from referrals, so we do go everywhere our clients need us to go!

If you need services such as a lender, attorney, appraiser, property inspector, cleaning service, movers and tradesmen for repair or painting or contractors please do not hesitate to contact us.

Sincerely,

Terri Theodore & The Theo Team
Coldwell Banker The Real Estate Group
Your Friends in the Real Estate business!
 
Call or Text me (630) 863-0479 
Terri@TerriTheodore.com 
 

Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

11/28/2020 12:30:22 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched just a hint lower yesterday. And conventional loans today start at 3.063% (3.063% APR) for a 30-year, fixed-rate mortgage. Last week […]

11/27/2020 12:30:51 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched lower on Wednesday, as we predicted. And conventional loans started out this morning at 3.063% (3.063% APR) for a 30-year, fixed-rate […]

11/27/2020 11:15:22 AM +00:00

It's not always better to refinance with your current mortgage lender. In fact, there's a good chance another lender can offer you a lower rate. Here's why.

11/25/2020 12:45:31 PM +00:00

The only way to change mortgage loan servicers is by refinancing. But you should not refinance solely to get a new servicer. Here's what to know.

11/25/2020 12:30:32 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower yesterday, canceling out Monday’s similar rise. And conventional loans started out this morning at 3.063% (3.063% APR) for a 30-year, […]

11/24/2020 12:45:50 PM +00:00

Find out how much income is needed to afford a $1 million house. The answer will vary based on your credit, down payment, and debts.

11/24/2020 12:30:08 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged a little higher yesterday, as we predicted. And conventional loans started out this morning at 3.063% (3.063% APR) for a 30-year, […]

11/23/2020 3:14:02 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower last Friday, as we predicted. And conventional loans started out this morning at 3% (3% APR) for a 30-year, fixed-rate […]

11/23/2020 12:45:03 PM +00:00

It's possible to get a mortgage with a credit score of 580, or even as low as 540. See our list of the best bad credit mortgage lenders to find your match.

11/23/2020 11:30:54 AM +00:00

What is a mortgage refinance? How does refinancing work? Learn what it means to refinance your home and the three best reasons to refinance.

11/21/2020 12:30:38 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates fell yesterday, as we predicted. And conventional loans today start at 3.0% (3.0% APR) for a 30-year, fixed-rate mortgage. Mortgage rates have […]

11/20/2020 12:30:02 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates inched higher yesterday. But only by the smallest measurable amount. And conventional loans started out this morning at 3.063% (3.063% APR) for […]

11/20/2020 11:00:34 AM +00:00

FHA loans are easier to qualify for than many other mortgages. FHA rates are low, but come with mortgage insurance. See current FHA rates and requirements.

11/20/2020 10:50:52 AM +00:00

PNC mortgage review showing how the company compares to other top lenders for mortgage rates, customer service, and loan options.

11/20/2020 10:40:28 AM +00:00

SunTrust mortgage review showing how the bank compares to other top lenders for mortgage rates, customer service, and loan options.

11/19/2020 12:30:19 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates nudged lower again yesterday. And conventional loans started out this morning at 3.0% (3.0% APR) for a 30-year, fixed-rate mortgage.  They’re getting […]

11/19/2020 10:15:20 AM +00:00

Wondering when to refinance your home? Here are 3 trusted ways to evaluate refinance rates and savings to find out if a refinance is worth it for you.

11/19/2020 10:05:20 AM +00:00

Investment property mortgage rates are above current market rates. Learn what impacts your rate and how to find the best rental property financing.

11/18/2020 12:30:54 PM +00:00

Today’s mortgage and refinance rates  Average mortgage rates edged lower again yesterday. And conventional loans started out this morning at 3.0% (3.0% APR) for a 30-year, fixed-rate mortgage.  These rates […]

11/18/2020 11:44:38 AM +00:00

Find out who took gold in JD Power's 2020 mortgage lender satisfaction study, and learn how to choose a mortgage lender that's right for you.